Terms of Service

Last updated June 2026. Starter terms provided for convenience — please review with your attorney.

Educational use only

AVOY’s books, the AVOY Veteran Navigator AI, and all related materials are for educational information only. They are not legal, medical, or financial advice, or claim representation, and AVOY is not affiliated with or endorsed by the U.S. Department of Veterans Affairs or any government agency. For help filing or appealing a claim, consult a VA-accredited VSO, claims agent, or attorney. For medical questions, consult a licensed provider. For current rates, forms, and deadlines, rely on VA.gov.

Use of the site

You agree to use this site lawfully and not to misuse, copy, or redistribute our content. We may update or remove content and features at any time.

Intellectual property

All books, guides, and content are the property of AVOY and protected by copyright. Digital purchases grant a single-user, personal-use license; you may not redistribute, resell, or share files.

Purchases

Prices and availability may change. Digital products are delivered electronically; physical books are fulfilled separately. See our Refund Policy for returns.

No guarantees & limitation of liability

Nothing on this site guarantees any disability rating, payment, approval, or outcome. To the fullest extent permitted by law, AVOY is not liable for any decisions made based on our educational materials. You are responsible for your own decisions.

Contact

Questions about these terms? Contact us through our Contact page.