{"product_id":"va-disability-ratings-guide","title":"VA Disability Ratings Guide — Series 2 Bk 1","description":"\u003ch2\u003eVA Disability Ratings Guide: Stop Guessing What Your VA Rating Is Worth\u003c\/h2\u003e\u003cp\u003e\u003cstrong\u003eHow the VA calculates your percentage and what it means for your monthly pay.\u003c\/strong\u003e A plain-English walkthrough written by an AVOY benefits navigator.\u003c\/p\u003e\u003ch2\u003eImagine…\u003c\/h2\u003e\u003cp\u003eLooking at your decision letter and knowing exactly what that percentage means in dollars — every dependent addition, every threshold that unlocks new benefits, the combined-rating math decoded. This book turns a confusing number into a knowable, steady income stream.\u003c\/p\u003e\u003ch3\u003eWhat You’ll Learn\u003c\/h3\u003e\u003cul\u003e\n\u003cli\u003e📖 \u003cstrong\u003eThe 0% to 100% Rating Scale Decoded\u003c\/strong\u003e — What each tier actually pays in dollars, what each tier unlocks beyond the monthly check, and which thresholds are worth fighting for.\u003c\/li\u003e\n\u003cli\u003e⚖️ \u003cstrong\u003eThe Combined-Rating Math Demystified\u003c\/strong\u003e — Why 30% + 30% does not equal 60% — worked examples of VA Math, including the Bilateral Factor under 38 CFR §4.26.\u003c\/li\u003e\n\u003cli\u003e🎖️ \u003cstrong\u003ePermanent \u0026amp; Total (P\u0026amp;T) and TDIU\u003c\/strong\u003e — What unlocks CHAMPVA, Chapter 35, and the 20-year protection rule — and how to be paid at the 100% rate without a 100% schedular rating.\u003c\/li\u003e\n\u003cli\u003e📋 \u003cstrong\u003eDependent Additions and Back Pay\u003c\/strong\u003e — The additions that kick in at the 30% threshold and the single form (VA 21-0966) that can be worth thousands in retroactive benefits.\u003c\/li\u003e\n\u003cli\u003e🛡️ \u003cstrong\u003eSpecial Monthly Compensation (SMC)\u003c\/strong\u003e — Categories K through R(2) with worked examples — what each tier pays on top of the schedular rate and what triggers each.\u003c\/li\u003e\n\u003cli\u003e💡 \u003cstrong\u003eEffective Dates and the Dollar Map\u003c\/strong\u003e — How entitlement dates connect to back pay, plus a Pro Tip and action checklist at the end of every chapter.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e📘 \u003cstrong\u003eFormat:\u003c\/strong\u003e Digital eBook (PDF \u0026amp; EPUB) — delivered instantly after purchase. Your download link is emailed to you and shown on the order confirmation. No physical book is shipped.\u003c\/p\u003e","brand":"AVOY Veteran Navigator AI","offers":[{"title":"Ebook","offer_id":51626587488554,"sku":"AVOY-S2B1-EB","price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1001\/5526\/1226\/files\/s2b1.jpg?v=1780482090","url":"https:\/\/avoyvet.com\/products\/va-disability-ratings-guide","provider":"AVOY Veteran Navigator AI™","version":"1.0","type":"link"}